Creative Financing

Get Your Offer Today!!!!

Creative financing options like seller financing, subject-to financing, and lease-to-own can help sellers reduce their tax liability, get more money for their property, and eliminate the need to deal with grumpy tenants while providing a secure tie to their investment.

A woman writing on a notebook with 4 stacks of 100 dollar bills around the notebook. She is putting together a real estate creative finance deal

Selling a house can be a complex and challenging process, and often sellers are looking for creative finance options to make the sale easier and more beneficial for them. There are several options available to sellers when it comes to creative financing, including seller financing, subject-to financing, and lease-to-own.

Seller financing, also known as owner financing, is a method where the seller provides financing for the buyer instead of the buyer seeking traditional financing from a bank or other financial institution. This type of financing can be beneficial for sellers because it allows them to sell their house more quickly and easily. With seller financing, the buyer typically makes payments to the seller over time, just like a traditional mortgage. This can be an attractive option for buyers who may not qualify for traditional financing or who prefer a more flexible payment plan.

Subject-to financing, on the other hand, involves the buyer taking over the existing mortgage payments on the property, rather than obtaining a new mortgage. The seller retains the title to the property until the mortgage is paid off, but the buyer gains ownership and control of the property. Subject-to financing can be an attractive option for buyers who are unable to obtain a traditional mortgage or who prefer not to go through the lengthy process of obtaining financing and that also makes it a great option for sellers looking to sell their property faster.

By using seller financing or subject-to financing, sellers can reduce their tax liability and get more money for their property. Additionally, these deals can provide sellers with monthly passive income and eliminate the need to deal with grumpy tenants. Unlike traditional financing, there’s no appraisal or inspection needed, and there are no agents involved, making the deal better for sellers. Furthermore, without a lender, the deal timeline is much shorter, and there’s no survey needed. This secure tie to their investment can be especially appealing to sellers.

In addition to these options, there are other creative finance offers and benefits that sellers may want to consider. For example, some sellers may offer a lease-to-own option, where the buyer rents the property with the option to purchase it in the future. This can be an attractive option for buyers who may not be ready to purchase a house but want to secure the property for themselves in the future.

In conclusion, there are many creative finance offers and benefits that sellers can consider when selling their house. Seller financing, subject-to financing, and lease-to-own can all help sellers reduce their tax liability, get more money for their property, and enjoy monthly passive income. These financing options can also eliminate the need to deal with grumpy tenants and provide a secure tie to their investment. By considering these options and working with a real estate professional who understands creative financing, sellers can sell their house quickly and easily while attracting buyers who might not otherwise be able to qualify for a mortgage. However, it is important for both parties to understand the risks and legal implications of each type of financing. It is recommended to work with a professional who specializes in these types of transactions like we do, so if your interested in any of these options contact us asap!!

"I had to relocate on short notice & I wasn't able to sell my house for the price I wanted to get. I ended up getting more then I originally wanted by selling my property with one of their creative finance offers. Now I don't have to worry about paying for 2 places anymore...."

Army officer sitting on the couch at home with their toddler. They are both looking down into a notebook.
Paula Marx
Army Officer

Creative Financing

  • Tax benefits and higher sale prices with creative finance.
  • Passive income and no tenant issues when selling with creative finance.
  • Financial flexibility and reduced stress from selling creatively.
  • Creative finance offers customized solutions for unique circumstances.
  • Selling with creative finance can be a faster and easier process than traditional methods.

Other Offers That Might Work Better For You

A real estate agent signing paperwork with a customer of theirs.

Realtor Listing

Working with a real estate listing agent can benefit property sellers by providing access to their professional network, marketing expertise, and negotiation skills.

A lot of 100 dollar bills covering the whole picture

Cash Offer

Cash offers are generally more attractive to sellers because they are not contingent on financing or appraisal, which can sometimes cause deals to fall through.